{"id":1169,"date":"2025-10-11T17:02:12","date_gmt":"2025-10-11T15:02:12","guid":{"rendered":"https:\/\/ekonomika-finance.cz\/?p=1169"},"modified":"2025-10-11T17:02:13","modified_gmt":"2025-10-11T15:02:13","slug":"zajimaji-vas-podilove-fondy-na-co-se-zamerit-pri-jejich-vyberu","status":"publish","type":"post","link":"https:\/\/ekonomika-finance.cz\/?p=1169","title":{"rendered":"Zaj\u00edmaj\u00ed v\u00e1s pod\u00edlov\u00e9 fondy? Na co se zam\u011b\u0159it p\u0159i jejich v\u00fdb\u011bru?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">V&nbsp;dne\u0161n\u00ed dob\u011b m\u016f\u017eeme naj\u00edt nespo\u010det mo\u017enost\u00ed, jak investovat a zhodnotit pen\u00edze, kter\u00e9 v&nbsp;dlouhodob\u00e9m horizontu nebudeme pot\u0159ebovat. Jednou z&nbsp;nich jsou pod\u00edlov\u00e9 fondy. Tyto investi\u010dn\u00ed instrumenty shroma\u017e\u010fuj\u00ed pen\u00edze od investor\u016f a investuj\u00ed je do r\u016fzn\u00fdch cenn\u00fdch pap\u00edr\u016f. M\u016f\u017ee j\u00edt o dluhopisy, akcie i jin\u00e1 aktiva, nap\u0159. deriv\u00e1ty. Pod\u00edlov\u00fd fond zpravidla aktivn\u011b spravuj\u00ed tzv. portfolio mana\u017ee\u0159i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak funguj\u00ed pod\u00edlov\u00e9 fondy?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">V&nbsp;\u00favodu jsme si stru\u010dn\u011b vysv\u011btlili <a href=\"https:\/\/www.home.saxo\/cs-cz\/learn\/ways-to-trade\/mutual-funds\">pod\u00edlov\u00e9 fondy co to je<\/a>. Kdy\u017e se zam\u011b\u0159\u00edme na jejich fungov\u00e1n\u00ed, m\u016f\u017eeme si je p\u0159edstavit jako investi\u010dn\u00ed spole\u010dnost, ve kter\u00e9 investo\u0159i dr\u017e\u00ed akcie. Pod\u00edlov\u00fd fond se \u0159\u00edd\u00ed i souborem pravidel, kter\u00fdm se \u0159\u00edk\u00e1 mand\u00e1t. T\u011bmito pravidly se ur\u010duje, jak\u00e9 investice m\u016f\u017ee spr\u00e1vce fondu prov\u00e1d\u011bt. Mand\u00e1t se op\u00edr\u00e1 nap\u0159. o t\u0159\u00eddy aktiv a n\u00e1stroje, zem\u011bpisn\u00e9 \u00fadaje, odv\u011btv\u00ed, m\u011bny \u010di kombinace strategi\u00ed. Po definov\u00e1n\u00ed mand\u00e1tu m\u016f\u017ee spr\u00e1vce pod\u00edlov\u00e9ho fondu investovat pen\u00edze fondu do aktiv, kter\u00e1 spl\u0148uj\u00ed pot\u0159ebn\u00e1 krit\u00e9ria.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Podle \u010deho vyb\u00edrat pod\u00edlov\u00e9 fondy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159ed t\u00edm, ne\u017e se rozhodnete pro konkr\u00e9tn\u00ed pod\u00edlov\u00fd fond, je d\u016fle\u017eit\u00e9 zv\u00e1\u017eit z\u00e1kladn\u00ed specifika. Jedn\u00e1 se p\u0159edev\u0161\u00edm o zm\u00edn\u011bn\u00fd mand\u00e1t, d\u00e1le o t\u0159\u00eddy aktiv, geografick\u00e9 \u00fadaje a trendy.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mand\u00e1t je soubor pravidel ur\u010duj\u00edc\u00edch, jak\u00e9 investice m\u016f\u017ee spr\u00e1vce pod\u00edlov\u00e9ho fondu prov\u00e1d\u011bt. Pravidla se t\u00fdkaj\u00ed nap\u0159. typ\u016f pou\u017e\u00edvan\u00fdch instrument\u016f i toho, jak\u00e1 \u010d\u00e1st fondu je alokov\u00e1na do konkr\u00e9tn\u00edch oblast\u00ed. Nap\u0159. glob\u00e1ln\u00ed akciov\u00fd fond by m\u011bl investovat do akci\u00ed, ne nap\u0159. do dluhopis\u016f z\u00a0r\u016fzn\u00fdch kout\u016f sv\u011bta.<\/li>\n\n\n\n<li>T\u0159\u00edda aktiv fondu \u0159\u00edk\u00e1, zda se bude zam\u011b\u0159ovat jen na akcie, nebo nap\u0159. i na dluhopisy, hotovost \u010di alternativn\u00ed investice.<\/li>\n\n\n\n<li>Geografick\u00e9 \u00fadaje jsou tak\u00e9 d\u016fle\u017eit\u00e9. N\u011bkter\u00e9 fondy se zam\u011b\u0159uj\u00ed na konkr\u00e9tn\u00ed regiony nebo na konkr\u00e9tn\u00ed akciov\u00e9 indexy. D\u00edky zam\u011b\u0159en\u00ed fondu budete moci investovat do oblast\u00ed, kter\u00e9 by jinak vy\u017eadovaly rozs\u00e1hl\u00fd v\u00fdzkum.<\/li>\n\n\n\n<li>Nem\u00e9n\u011b d\u016fle\u017eit\u00e9 jsou i trendy a t\u00e9mata. Zaj\u00edm\u00e1te se o um\u011blou inteligenci, biotechnologie, spole\u010dnosti se siln\u00fdm etick\u00fdm portfoliem? Robotika, nemovitosti i jin\u00e1 odv\u011btv\u00ed \u2013 jist\u011b najdete konkr\u00e9tn\u011b zam\u011b\u0159en\u00e9 pod\u00edlov\u00e9 fondy, kter\u00e9 odpov\u00eddaj\u00ed va\u0161im z\u00e1jm\u016fm a hodnot\u00e1m.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">V\u0161echny podrobnosti o pod\u00edlov\u00fdch fondech najdete na <a href=\"https:\/\/www.home.saxo\/cs-cz\/\">home.saxo\/cs-cz\/<\/a>. Tady se dozv\u00edte i o rozd\u00edlech mezi pod\u00edlov\u00fdmi fondy a ETF, o v\u00fdhod\u00e1ch a nev\u00fdhod\u00e1ch obchodov\u00e1n\u00ed pod\u00edlov\u00fdch fond\u016f atd. Ne\u017e investujete, seznamte se s&nbsp;danou problematikou co nejv\u00edc. To plat\u00ed nejen o pod\u00edlov\u00fdch fondech.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>V&nbsp;dne\u0161n\u00ed dob\u011b m\u016f\u017eeme naj\u00edt nespo\u010det mo\u017enost\u00ed, jak investovat a zhodnotit pen\u00edze, kter\u00e9 v&nbsp;dlouhodob\u00e9m horizontu nebudeme pot\u0159ebovat. Jednou z&nbsp;nich jsou pod\u00edlov\u00e9 fondy. Tyto investi\u010dn\u00ed instrumenty shroma\u017e\u010fuj\u00ed pen\u00edze od investor\u016f a investuj\u00ed je do r\u016fzn\u00fdch cenn\u00fdch pap\u00edr\u016f. M\u016f\u017ee j\u00edt o dluhopisy, akcie i jin\u00e1 aktiva, nap\u0159. deriv\u00e1ty. Pod\u00edlov\u00fd fond zpravidla aktivn\u011b spravuj\u00ed tzv. portfolio mana\u017ee\u0159i. Jak funguj\u00ed [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[43],"tags":[],"class_list":["post-1169","post","type-post","status-publish","format-standard","has-post-thumbnail","category-investice"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/1169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1169"}],"version-history":[{"count":1,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/1169\/revisions"}],"predecessor-version":[{"id":1171,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/posts\/1169\/revisions\/1171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=\/wp\/v2\/media\/1170"}],"wp:attachment":[{"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ekonomika-finance.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}